Feeds
RSS
Atom
The Rock of Gibraltar The Rock of Gibraltar
the-rock-of-gibraltar.com forums the-rock-of-gibraltar.com games arcade the-rock-of-gibraltar.com gallery the-rock-of-gibraltar.com gallery

Credit Cards

53 days ago

Barclaycard Credit Cards GibraltarBarclaycard hasbeen fined the maximum possible amount for what Ofcom calls the "most serious and persistent" case of silent calls ever seen.

 

Ofcom investigated Barclaycard from October 2006 to May 2007 and uncovered an extremely high number of silent calls. The credit provider has been handed a £50,000 fine.



Silent Calls
Typically silent calls occur when call centres with automated systems dial more numbers than staff can deal with.

Consumers answering their phone are left with a silent line and are frustrated as they have been disturbed and have no idea who the call is from.

 

Silent Call Rules
Rules on silent calls in 2006 stipulated that abandoned calls must carry a short message identifying where they came from and must account for no more than 3% of all live calls made in the space of 24 hours.


No Procedures
Ofcom found that some of Barclaycard's call centres had no procedures in place to prevent people receiving repeated abandoned calls over a short period of time.

"Taken as a whole this is the most serious case of persistent misuse by making silent and abandoned calls that Ofcom has ever investigated," said Ofcom chief executive Ed Richards.

"Had we not been limited by the statutory maximum, we would have imposed a larger financial penalty to reflect this misuse."

Ofcom declined to say what Barclaycard's silent call rate was, but said the number of silent, abandoned calls made by Barclaycard was "substantially more" than the 16,000 calls for which Abbey National was fined in a previous case.


Full Apology
A Barclaycard spokesman said: "We recognise that all calls, irrespective of the purpose, should be made in the right way and we accept that our processes, in place at the time of the review by Ofcom, were inadequate.

"As a result, we offer a full apology for any inconvenience and distress to our customers that these calls caused.

"We have made robust and lasting changes to our processes, operations and reporting to ensure that we continue to be compliant and to provide the highest levels of service to all our customers."


Previous Fines
Ofcom has previously fined Abbey National, Complete Credit Management, Space Kitchens, Bracken Bay Kitchens, Carphone Warehouse and Toucan for breaches of its rules on silent and abandoned calls.

 

| Comment |



We're looking for contributors to this section of the website.


If you have an interest in "Credit Cards" either visit the link below and fill in the very short form (3 fields)

Freelance Contributors

Or drop us a line and we can discuss how you can contribute.

All ages are welcome.

We're always open to add new 'Sections' to the website. So if we're 'missing' a subject/field that you are interested in ... send us an e-mail.

Contact Us: info@the-rock-of-gibraltar.com

Gibraltar Credit Cards
Gibraltar Offshore Banking
Gibraltar Corporate Banking
Gibraltar High Interest Savings Accounts
Mortgages
Gibraltar Money Matters

Gibraltar Banks & Banking
Gibraltar Interest Rates
Gibraltar Pension Funds
Gibraltar Independent Financial Advisors
Financial Services Authority
Gibraltar Currency Exchange Rates Pounds Libras Euros Dollars Pound Euro Dollar Rate
Gibraltar Bureau de Change Currency Exchange Pounds Libras Euros Dollars Pound Euro Dollar
Gibraltar Accountancy Services
Gibraltar Corporate Recruitment
Who's Who in Gibraltar Business
Parties,Events & Functions
Gibraltar Legal Services  Company Management
Gibraltar Legal Services Corporate and Commercial
Gibraltar Legal Services  Tax Legal
Gibraltar Legal Services  Spanish Legal
Gibraltar Legal Services Corporate and Commercial Financial Services Litigation Private Client Property Legislative Drafting Shipping Tax Spanish Department Company Management Trust Management
Gibraltar Real Estate Agents Home House Apartment Business Sales
Gibraltar Financial Services